3814 Flagler Ave.

Principal amount – $382,000.00 (reduced to $260,000.00 on 7/9/14 then reduced to $210,000.00 on 7/9/15)

Interest charged / paid – (7% as against running principal balance)

Points charged / paid (total, including Brokers) – $29,600.00 (includes Extension Fee

Initial Term – 12 months (24 months available)

Actual Term – 24 months

Gross Internal ROI – 12%

Unique circumstances affecting ROI –

Principal was reduced by $122,000.00 within 60 days of Closing / Principal was further reduced by $50,000.00 during month 12 / $10,500.00 [5 Points against $210,000.00 remaining balance] was paid during month 12 in order to extend for additional 12 months.